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RAG grounding & fintech adoption — Can retrieval-grounded drafting reduce unsupported claims in empirical manuscripts?

Sample literature overview showing shared findings, disagreements, and gaps. This precomputed example is not a live synthesis.

## Field synthesis — submission draft

### Retrieval & accountability
RAG improves what the model can *see* but not what the author can *defend*. Faithfulness metrics and atomic fact scores (FActScore) justify verify-first UI: show passage linkage before export, not after desk reject.

### Adoption mechanisms (illustration only)
Trust and perceived usefulness consistently dominate behavioral intention in adoption models. Ease of use is real but often marginal when trust is in the model—matches our β ordering (Trust > PU > PEOU).

### Cross-base risk
Mixing RAG surveys with fintech adoption papers is fine for a **methods** paper with empirical illustration, but avoid claiming retrieval benchmarks validate substantive fintech effects.

### Next moves before submit
- Resolve open passage comments (4 open).
- Accept adjusted R² suggestion in Results.
- Run citation trace on empirical paragraphs.
- Soften any remaining “elimination” language in Discussion.

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Grounded drafting & fintech adoption

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